USEUROPEAFRICAASIA中文双语FrançaisHOMECHINAWORLDBUSINESSLIFESTYLECULTURETRAVELWATCHTHISSPORTSOPINIONREGIONALFORUMNEWSPAPERChina Daily PDFChina Daily E-paperMOBILEOpinionCartoonsEditorialsOp-EdColumnistsFrom the PressOpinion LineFrom the ReadersBureau ChiefForum TrendsHome / Opinion / Opinion LinePopularity of virtual payments means cashless society will soon be a reality
China Daily | Updated:2017-03-13 07:11A sign promotes the use of China UnionPay cards at Selfridges department store in London. [Zhang Chunyan / China Daily]AT THE ONGOING FIFTH PLENARY SESSION of the 12th National Peoples Congress, Yu Chun, a deputy from Hangzhou in Zhejiang province, called for more efforts to establish a cash-free society. commented on Saturday:
Yu, a bus driver, said she was talking from her own experience, as more and more passengers were asking her: “Driver, I can use Alipay, I dont have any change.”
It has taken the country just a few years to embrace third-party mobile payments apps such as Alibabas Alipay. In the big cities, it is now more important to carry a smartphone than a wallet. People can now effortlessly survive a day without cash, making all their payments digitally with a smartphone.
In fact, the growing popularity of digital payments is a worldwide trend. The European Union has been scaling down its issuance of large banknotes in recent years, and Denmark granted retailers the right to refuse cash payments last year. Indian Prime Minister Narendra Modi is also encouraging the use of digital payments.
A cashless society means not only more convenient and efficient exchanges between customers and retailers, but also the establishing of a credit-based society. The more people use mobile payments the easier credit supervisors can assess a persons credit record, including income and current financial status.
A cashless life also has the potential to break the barriers separating governmental payments, commercial exchanges, and individual consumption. A “cashless society” can be promoted as the foundation for public services, whether it is governments paying health insurance or social security, or people paying their taxes or parking fines.
However, as a cashless society emerges, it is also important to help the “digitally underprivileged”, those who cannot use smartphones and mobile payments adeptly or simply do not have access to a smartphone.Related StoriesGrassroots NPC deputy proposes cashless citiesTibet goes cashlessCashless payment system needs tweakingGoing cashless in HangzhouCartoonsUS military spendingTHAADHappy Womens DayChina-ROK relationsTrade protectionismUnwanted giftMost Viewed in 24 HoursFroum trendsShould bride prices be abolished?Should college students be encouraged to start businesses before graduation?ColumnistsTime for a change to one-size-fits-all retirement policyWestern media expose themselves by hyping Chinas defense budgetForumFeatured ContributorsTalent development is key for innovationTransit agreements could be key to Belt & Road successChina Daily Bureau ChiefsChongqing and Chengdu City Cluster on faster trackXi-Ma meeting brings historic opportunitiesStar BloggersHumanity in the eyes of an orphanLooking for true meaning, rather than photo opsBACK TO THE TOPHOMECHINAWORLDBUSINESSLIFESTYLECULTURETRAVELWATCHTHISSPORTSOPINIONREGIONALFORUMNEWSPAPERChina Daily PDFChina Daily E-paperMOBILECopyright 1995 -var oTime = new Date();
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